Project appraisal in financial insttitution: impact of technological aspects

Abstract

"I'r(ljee! Appraisal" meanS pre-invcsuncnl analyslS of an investment project ",th a view \0 determine its commercial and ,acio-economic feaslllllity. It is an essential 1001 for judicious investment dcci~ion and pmJee! selection. 11is the pnme ,teps in the process of decision-making in respect of sanctioning assistance by fma~iallm;tilutiot\s, Presently "Pruject Apprnisai" in (he FinancmllnstltutlOll especially in Banks gIves el1lphasi~con the fmandal aspect. Most of the project is technical but lechllological aspect is absent ill the process of appraisal. A, a result many project faces technologIcal problem and become .1Ck. 'I echt\ological appraisal is very much important for any investment especially in Banh be~ause project appraisal assisl to asceTIam expected rate of re!"m or the proje~-t_